Welcome to https://loanvaultindia.com (the “Site”). At LoanVault India, we recognize the importance of safeguarding the privacy of our users, especially when conducting business online. This Privacy Policy governs the manner in which we collect, use, maintain, and disclose information gathered from users of the Site, including (“Visitors”) who visit without transacting business and (“Authorized Customers”) who register to engage in transactions or utilize our services (“Services”).
Definition of Personally Identifiable Information
“Personally Identifiable Information” refers to any information that identifies, or can be used to identify, contact, or locate the individual to whom such information pertains. This includes, but is not limited to, name, address, phone number, email address, financial information, and identification numbers. It does not include information collected anonymously or demographic data not connected to an identified individual.
Information We Collect
Visitors: We may collect basic profile information from all Visitors.
Authorized Customers: For Authorized Customers, we may collect additional information, including but not limited to name, address, email, phone number, financial details, and any documents necessary for loan processing.
Collection by Third-Party Organizations
Third-party service providers, such as payment processors, credit reporting agencies, or verification services, may collect and use Personally Identifiable Information to provide services integral to our operations. LoanVault India does not control the policies or practices of these entities, and users are encouraged to review the privacy policies of any third-party service providers they interact with.
Use of Personally Identifiable Information
LoanVault India may use Personally Identifiable Information to:
- Customize the user experience on the Site.
- Provide services requested by users.
- Facilitate loan processing and related services.
- Communicate updates, offers, and responses to inquiries.
- Comply with regulatory and legal obligations.
Sharing of Personally Identifiable Information
LoanVault India may share aggregated or non-identifiable demographic information with affiliates or third-party vendors. Personally Identifiable Information may also be shared with service providers or partners when required to evaluate service eligibility or facilitate requested services.
Data Storage and Security
Personally Identifiable Information is stored securely using encryption and other industry-standard security practices. Access is restricted to authorized personnel. While LoanVault India implements robust measures to protect your data, no electronic transmission or database is entirely secure, and we cannot guarantee complete protection against unauthorized access.
Your Rights
Under applicable data protection laws, you have the right to:
- Access your data.
- Request corrections to inaccuracies.
- Request deletion or restriction of your data.
- Object to data processing.
- Withdraw consent at any time.
- File a complaint with a supervisory authority.
To exercise any of these rights, please contact us at the details provided below.
Cookies and Tracking
LoanVault India uses cookies to enhance user experience, track Site usage, and improve service delivery. You can adjust your browser settings to refuse cookies, but this may affect the functionality of the Site.
Children’s Privacy
LoanVault India does not knowingly collect Personally Identifiable Information from individuals under 18 years of age. If we become aware that such information has been collected, we will take immediate steps to delete it. Parents or guardians are encouraged to contact us if they believe their child has provided personal information.
Compliance with Legal Requirements
LoanVault India reserves the right to disclose Personally Identifiable Information as required by law or when necessary to comply with legal proceedings, court orders, or government requests.
Changes to the Privacy Policy
LoanVault India may update this Privacy Policy periodically. Material changes that could impact the handling of Personally Identifiable Information will be communicated to affected users. Users are encouraged to review this policy regularly.
Third-Party Links
This Site may contain links to third-party websites. LoanVault India is not responsible for the privacy practices of these external websites. Users should review the privacy policies of any linked sites.
Contact Information
Email :info@loanvaultindia.com